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	<title>Totally Managed IT™ Blog &#187; Scam Alerts</title>
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	<description>Small business news and information you can use</description>
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		<title>Spyware Crackdown</title>
		<link>http://www.responza.com/blog/totally-useful-tips/spyware-crackdown/</link>
		<comments>http://www.responza.com/blog/totally-useful-tips/spyware-crackdown/#comments</comments>
		<pubDate>Sat, 21 Nov 2009 00:22:09 +0000</pubDate>
		<dc:creator>PaulS</dc:creator>
				<category><![CDATA[IT Management]]></category>
		<category><![CDATA[Scam Alerts]]></category>
		<category><![CDATA[Totally Useful Tips]]></category>

		<guid isPermaLink="false">http://www.responza.com/blog/?p=304</guid>
		<description><![CDATA[Spyware, the sneaky, unwanted bits of junk that lurk in the corners of your hard drive observing your behaviors and slowing down system performance, has become a serious problem in modern computing. A study by prominent security firm Webroot found that 80 percent of business computers are infected with pieces of spyware. It is not [...]]]></description>
			<content:encoded><![CDATA[<p>Spyware, the sneaky, unwanted bits of junk that lurk in the corners of your hard drive observing your behaviors and slowing down system performance, has become a serious problem in modern computing. A study by prominent security firm Webroot found that 80 percent of business computers are infected with pieces of spyware. It is not uncommon for techs to find dozens of types of spyware on a single system! Some infections become so numerous and severe that the only remedy is a costly system wipe or even complete replacement. What’s worse, most spyware generates bothersome pop-up ads while using the web and more malevolent varieties can even result in identity theft.</p>
<p>For the most part, this pain and expense is unnecessary. While over 80% of businesses install antivirus protection on their systems, only 43% have implemented a credible form of spyware production. Most spyware sneaks onto systems through spam e-mail and questionable websites with flashy banner ads (we’ve all seen “you’re our 1 millionth visitor! Click here to claim your prize!”). After a few years of observing such sneaky tricks, most internet users are too savvy to fall into the traps, but it still happens—mostly during employees’ personal use of internet resources.</p>
<p>If employers want to substantially reduce the impact of spyware on their companies, in addition to blocking spam, they should publish and enforce an acceptable use policy for employee internet access. Two-thirds of large companies actively monitor email and Internet use by their employees, but not many small businesses do. If you find your systems weighed down with the burden of spyware, network security and monitoring packages like those available through Responza can diagnose and cleanse your resources and make sure they stay spy free.</p>
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		<title>Beware of Scareware</title>
		<link>http://www.responza.com/blog/scam-alerts/beware-of-scareware/</link>
		<comments>http://www.responza.com/blog/scam-alerts/beware-of-scareware/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 16:42:24 +0000</pubDate>
		<dc:creator>kimZ</dc:creator>
				<category><![CDATA[Computer Security]]></category>
		<category><![CDATA[Scam Alerts]]></category>

		<guid isPermaLink="false">http://www.responza.com/blog/?p=278</guid>
		<description><![CDATA[According to Symantec, over 40 million people have fallen victim to &#8220;scareware&#8221; scams in the past year. Online criminals make millions off these scams, by simply convincing computer users to download fake anti-virus software. Scareware sellers deliberately use pop-up ads that are designed to look legitimate, using the same styles as Microsoft and other software [...]]]></description>
			<content:encoded><![CDATA[<p>According to Symantec, over 40 million people have fallen victim to &#8220;scareware&#8221; scams in the past year. Online criminals make millions off these scams, by simply convincing computer users to download fake anti-virus software. Scareware sellers deliberately use pop-up ads that are designed to look legitimate, using the same styles as Microsoft and other software providers. They often appear when a user switches between websites, and falsely warns that the computer&#8217;s security has been compromised. If the user clicks on the message, they are directed to another site where they can purchase the fake anti-virus software.<br />
Attorney General Rob McKenna called the practice a &#8220;blatant rip-off of consumers,&#8221; explaining that users were being &#8220;duped into downloading a fake scan (of the computer) and then duped into paying for software they don&#8217;t need&#8221;.</p>
<p>Software deemed useless by the suite include Scan &#038; Repair, Antivirus 2009, MalwareCore, WinDefender, XPDefender and WinSpywareProtec.</p>
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		<title>A Cautionary Tale About Data Recovery</title>
		<link>http://www.responza.com/blog/scam-alerts/a-cautionary-tale-about-data-recovery/</link>
		<comments>http://www.responza.com/blog/scam-alerts/a-cautionary-tale-about-data-recovery/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 18:23:42 +0000</pubDate>
		<dc:creator>kimZ</dc:creator>
				<category><![CDATA[Scam Alerts]]></category>

		<guid isPermaLink="false">http://www.responza.com/blog/?p=182</guid>
		<description><![CDATA[The following is a cautionary tale about what can happen to a PC when you take it into Best Buy... buyers beware!]]></description>
			<content:encoded><![CDATA[<p>In today&#8217;s tight economy, many consumers and businesses are cutting back. But it&#8217;s important to recognize that a strong partnership is worth more than saving a few bucks. This story at The Channel Wire perfectly illustrates how important it is to backup data and find a reliable IT service:</p>
<h3>My Laptop Hinge Broke, So Geek Squad Replaced My Hard Drive</h3>
<p><span id="more-182"></span><br />
Earlier this year, my wife surprised me with a new Dell laptop for my birthday. The PC was purchased from Best Buy with a three-year &#8220;Black Tie Protection&#8221; warranty and for nearly six months, the machine worked great. But about a month ago, the hinge on the right side came loose, which caused the screen to wobble. So I brought my PC into my local Geek Squad desk in Patchogue, N.Y.</p>
<p>After a brief inspection by a technician, I was told they&#8217;d have to ship it out for repair and it could take up to three weeks. I thought that was excessive, but I knew it wasn&#8217;t a simple component swap so I&#8217;d live with it. I said I&#8217;d like to take the hard drive with me, but they insisted it wasn&#8217;t necessary. &#8220;They&#8217;re not going to touch it,&#8221; I was explicitly told. I begrudgingly let it go, even though I&#8217;d previously read reports of Geek Squad agents copying content from customers&#8217; PCs.</p>
<p>Last week, I got an e-mail that the laptop was ready for pickup. To be sure, I called the store to double-check first. And that&#8217;s where the real trouble began.</p>
<p>The Geek Squad agent in the store said they had also replaced my hard drive because it was &#8220;defective,&#8221; even though it was only six months old and had never exhibited any problems. I was given no notice on this action or even the option of declining that repair. As you might surmise, I was not happy.</p>
<p>The agent told me that the form I signed states that Geek Squad&#8217;s repair policy says they are not responsible for data loss and I was basically out of luck. Note that I was never orally told this and I did not receive a printed receipt of the service order until after they completed the service order request. The disclaimer states: &#8220;I agree to waive any data loss or media loss claims, whether or not I have requested Best Buy to back up my data, against Best Buy as under no circumstances shall they be liable for any loss, alteration or corruption of data, or loss of any media from my product.&#8221;</p>
<p>However, reading further in the small print, Item 5 on the Service Order Disclaimer has a seemingly contradictory point that states: &#8220;I authorize Best Buy/Geek Squad to notify me for approval of all service that will exceed the minimum approved amount stated on the service order before my product is repaired and to return the unrepaired product to the drop-off location if I do not approve such repair.&#8221;</p>
<p>To me, that is a clear enough description that I should have been notified that they were going to replace my hard drive. The only possible loophole I see is if &#8220;minimum approved amount&#8221; means dollars and if the machine is under warranty (and it won&#8217;t cost the customer any money), they can do whatever they want to the machine.</p>
<p>It was at this time that I started to wonder why Best Buy would opt to spend more resources to fix something extra under warranty if they weren&#8217;t going to get paid for it. I came up with two possible reasons. First, it allows them to refurbish my original drive either to be resold or used as parts. Perhaps somebody&#8217;s unfortunate &#8220;defective&#8221; drive is now my &#8220;new&#8221; drive, as I don&#8217;t know whether Best Buy puts in a new or refurbished drive as a replacement. Best Buy executives could not be reached for immediate comment.</p>
<p>The second thought came to me after I received a cold call from another Geek Squad representative from Louisville, Ky. This agent told me that she understood that Geek Squad recently had to replace my hard drive and she asked if I would be interested in purchasing some of their data recovery services in order to retrieve the data on my old hard drive.</p>
<p>The proverbial light bulb burned bright. How easy would it be for Best Buy to boost its revenue through recovery services, more profitable than hardware anyway, by simply declaring hard drives defective, especially at a time when PC sales are declining industrywide?</p>
<p>Luckily for me, my wife and I had already complained enough (with my wife not-so-subtly informing the store manager that I was a reporter for a high-profile, high-tech publishing firm that occasionally writes about Best Buy) so that Geek Squad&#8217;s repair center found my drive and the Hauppauge store was going to cover the cost of data recovery, if the data could even be saved (I&#8217;m still waiting to hear about that).</p>
<p>I did a quick Google search and found that I am hardly the only person who has had their seemingly-working-fine hard drives replaced by Geek Squad without approval.</p>
<p>Some examples:</p>
<ul>
<li>On Best Buy&#8217;s own community forum, one customer complained that his PC went in for an A/C jack repair and they replaced his defective hard drive too. Writes &#8220;stlsinger&#8221; on Best Buy&#8217;s forum, &#8220;There were no specifics as to why this had happened, i.e. what malfunction or problem had been detected that necessitated replacing what had appeared to be a fine-working hard drive.&#8221;<br />
The post continues to explain that since the machine was in warranty, there &#8220;really was no minimum approved amount,&#8221; to be authorized by the customer.</p>
<p>&#8220;Does this really mean that BB does not need to notify me of repairs beyond the one listed on the service order?? The fact that the laptop is under a warranty means you can wipe my computer out for no reason without my approval, when I only sent it off to have a jack repaired? This is ridiculous,&#8221; wrote stlsinger. &#8220;I have been told by the Geek Squad that they can get my data off my old hard drive but that I will have to pay a few hundred dollars for it. I don&#8217;t think so. It was removed without my approval or notification. I would like my data recovered and given back to me at no charge. That isn&#8217;t asking a lot.&#8221; In what appears to be a reply by a Geek Squad technician or representative, &#8220;Agent Aaron, [a] Geek Squad Community Connector&#8221; wrote, &#8220;If any hardware failures are detected beyond the originally diagnosed problem, it is then Best Buy&#8217;s responsibility to address those failures and ensure that defective parts are replaced under both factory warranty and service plan coverage. While our service centers may attempt to contact customers in these circumstances, they are not required to do so.&#8221;
</li>
<li>At another Web site, complaintsboard.com , a Best Buy customer writes that Geek Squad replaced a hard drive after the customer brought a Mac Book Pro in to fix a keyboard problem.
<p>&#8220;With an issue as important as destroying the hard drive, I THINK THIS SHOULD HAVE BEEN MADE CLEAR TO ME, VERBALLY! I lost very important data which cannot be retrieved,&#8221; writes &#8220;Terrie.&#8221; &#8220;I realize that I am equally responsible for losing my data because of my stupidity for not backing it up. But I also think they should have taken the time to contact me first.&#8221;</li>
<li>At a third site, Ripoffreport.com, a Windsor, Va.-based customer complained about Best Buy replacing her hard drive without notice. &#8220;Jo&#8221; writes about item No. 10 on the agreement, &#8220;First it states that I waive any claim against the loss of any data and photographs. I asked the Geek Squad Agent to define &#8216;data&#8217; and if it included programs. He stated &#8216;NO&#8217; that it included documents and photographs. I told him that No. 10 therefore, does not apply to me. He then stated that at times &#8216;data&#8217; does include programs. When asked how a customer is to know when it does and does not &#8212; he had no answer.
<p>&#8220;Furthermore, not one person at BB or Geek Squad could tell me what was wrong with my hard drive. They simply stated that every computer is put through a 4 point diag. test and that their best guess was something came up that said it needed to be replaced. But that if I had not had the warranty/PSP then I would have received a phone call regarding what was wrong and to receive authorization to replace the hard drive.&#8221;</li>
</ul>
<p>A reply to the complaint by &#8220;flynrider&#8221; opines that people are too lazy to back up data that is supposedly valuable to them.</p>
<p>&#8220;Whenever you take any computer in for repairs, there is the possibility that the fix could involve a format of the hard drive. Personally, I wouldn&#8217;t let Geek Squad touch one of my systems, but they&#8217;re not the bad guys on this issue. People who never back up their data are the issue. External hard drives are cheap and easy to use. There&#8217;s really no excuse for data loss these days.&#8221;</p>
<p>But flynrider misses the point. Even if a customer had backed up his data on multiple external drives immediately prior to bringing it to Geek Squad, the customer still has to restore all the data on the new drive, or pay someone to do it. It&#8217;s a process that takes time and money and, seemingly in some cases, is totally unnecessary. To me, the situation is akin to dropping off your dog at a veterinarian for a stomachache only to find out the dog died during a brain surgery they performed without approval because something showed up in a test. I have several questions I&#8217;d like to ask Best Buy regarding my PC, but I have even more questions about their no-contact, no-info policies regarding replacing people&#8217;s hard drives. For example, what happens to these drives? Is Best Buy taking proper disposal procedures to ensure that customer data cannot be found or stolen? So far, I haven&#8217;t received an answer. </p>
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		<slash:comments>6</slash:comments>
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		<title>Jury Duty Scam</title>
		<link>http://www.responza.com/blog/scam-alerts/jury-duty-scam/</link>
		<comments>http://www.responza.com/blog/scam-alerts/jury-duty-scam/#comments</comments>
		<pubDate>Thu, 16 Jul 2009 18:30:38 +0000</pubDate>
		<dc:creator>kimZ</dc:creator>
				<category><![CDATA[Scam Alerts]]></category>

		<guid isPermaLink="false">http://www.responza.com/blog/?p=72</guid>
		<description><![CDATA[Most of us take jury duty summonses seriously.  Enough people skip out on their civic duty that a new fraud has surfaced. ]]></description>
			<content:encoded><![CDATA[<p>If you get a call like this, hang up the phone:</p>
<p>The caller claims to be a jury coordinator. If you protest that you never received a summons for jury duty, the scammer asks you for your Social Security number and date of birth so he or she can verify the information and cancel the arrest warrant. </p>
<p>Give out any of this information and bingo &#8211; your identity was just stolen. </p>
<p>The fraud has been reported in 11 states so far. </p>
<p>The FBI and the federal court system have issued nationwide alerts on their web sites, warning consumers about the fraud.<br />
<span id="more-72"></span><br />
For more information, go to <a href="http://www.fbi.gov/page2/june06/jury_scams060206.htm" target="_blank">http://www.fbi.gov/page2/june06/jury_scams060206.htm </a></p>
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